On a Q&A Thanksgiving episode of the Dentist Money™ Show, our listeners pitch in with a couple of good questions. The need for “ready cash” has recently been pushed to the forefront with the pandemic—and as a practice owner, you’re sure to face a few more emergencies in your career. So knowing the right amount of money you should have in your emergency fund is top-of-mind for many dentists. When it comes to liquidity, Ryan and Matt provide their formula for how to measure the amount that’s really needed for emergency funds. While a lump sum can sound good, how do you make sure there’s enough money stashed away ... but not too much? The second question is from an older dentist who wants to know how long he should continue paying disability premiums as he gets closer to retirement.